The Casualty market in 2025 faces significant challenges due to escalating social inflation and an increasingly complex litigation environment driven by third-party funding. Auto, General Liability, and Excess Liability lines remain particularly vulnerable to these pressures, while Workers' Compensation demonstrates relative stability. Insurance carriers are responding with enhanced underwriting scrutiny, implementing broad exclusionary language for exposures including PFAS, Toxic Metals, SML, TBI, Biometrics, A&B, and Human Trafficking, among others. On the positive side...